Privacy Policy — OurMoney

OurMoney is an offline budgeting app. Your income, budgets, categories and entries are stored on your device. They are never uploaded to us, and we do not operate a server that receives your content.

Summary

We (the developer) do not collect, store, or transmit any of your data.
There is no account system, no bank connection, no analytics, no ads, no crash reporting and no tracking.
Everything is stored locally on your device, and the app has no internet access.
An export you start yourself is the only way your data leaves the app.

1. Data we collect

Nothing. OurMoney has no account system, no analytics SDK, no advertising SDK, no crash-reporting service and no tracking of any kind. It never connects to your bank or e-wallet; every amount in the app is one you typed in yourself.

The release build does not request Android’s INTERNET permission, so the app has no way to send anything over the network.

2. What is stored on your device

The name you enter during onboarding.
Your income, payday and how your income is split across categories each month.
Your categories, including their names, icons, colours and savings targets.
The spending, saving and investment entries you log, with their dates and notes.
Your theme and accent colour preferences.

All of it is saved in the app’s private storage using Android’s standard preferences. Under Android’s security model, other apps cannot read it. Nothing is saved until you finish onboarding.

3. App permissions

OurMoney does not request any Android permission — no internet access, no location, no contacts, no camera, no microphone, no SMS and no storage access. Exporting a file goes through Android’s share sheet, which needs no permission.

4. Exports you create

Export data (in Settings, or the share icon on History) builds a PDF report or an Excel workbook for the months you choose — including your budgets, categories and entries — and hands it to whichever app you pick in the share sheet (email, chat, cloud drive, file manager). What happens to that copy afterwards is governed by the app you sent it to. OurMoney does not upload it anywhere.

5. Android device backup

OurMoney does not opt out of Android’s built-in Auto Backup. If backup is turned on for your Google account, Android may include the app’s data in your device backup, which Google stores in your own account and uses to restore the app on a new phone. We have no access to that backup. You can turn it off in your phone’s Settings under Google › Backup.

6. Deleting your data

Settings › Reset all data permanently deletes everything stored by the app and returns it to onboarding.
Uninstalling the app removes its data from the device.
Because we never receive your data, there is nothing for us to delete on our side and no data-deletion request to file.

7. Children

OurMoney is a general-purpose budgeting tool. It collects no data from anyone, including children.

8. Changes to this policy

If the app ever gains a feature that transmits data (for example an optional cloud sync), this policy will be updated before that feature ships, and the feature will be opt-in. The “Last updated” date at the top of this page will be revised with every change.

9. Contact

Questions about privacy:

yoluvy.dev@gmail.com